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Abstract
This study addresses major challenges and financial problems faced by Indonesian farmers. Inadequate level of working capital and inability to access funding sources constitute major constraints to the agricultural sector. It proposes a new financing solution: the waqf based Islamic fintech model to fund farmers’ long-term and short-term projects. The study is based on a qualitative approach. The study concludes to important recommendations. The adoption of an integrated Waqf based Islamic fintech model, which provides halal financing alleviates Indonesian farmers' problems in rural areas.
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